that it is all sitting in a discreet little bank account somewhere, just waiting for a withdrawal.”
“How much, Cressida?”
“Ten thousand pounds.”
Penelope gasped. “You’re mad!”
“No.” Cressida smiled. “Just very, very clever.”
“I don’t have ten thousand pounds.”
“I think you’re lying.”
“I can assure you I’m not!” And she wasn’t. The last time Penelope had checked her account balance, she’d had £8246, although she supposed that with interest, it had grown by a few pounds since then. It was an enormous sum of money, to be sure, enough to keep any reasonable person happy for several lifetimes, but it wasn’t ten thousand, and it wasn’t anything she wished to hand over to Cressida Twombley.
Cressida smiled serenely. “I’m sure you’ll figure out what to do. Between your savings and your husband’s money, ten thousand pounds is a paltry sum.”
“Ten thousand pounds is never a paltry sum.”
“How long will you need to gather your funds?” Cressida asked, completely ignoring Penelope’s outburst. “A day? Two days?”
“Two days?” Penelope echoed, gaping. “I couldn’t do it in two weeks!”
“Aha, so then you do have the money.”
“I don’t!”
“One week,” Cressida said, her voice turning sharp. “I want the money in one week.”
“I won’t give it to you,” Penelope whispered, more for her own benefit than Cressida’s.
“You will,” Cressida replied confidently. “If you don’t, I’ll ruin you.”
“Mrs. Bridgerton?”
Penelope looked up to see Dunwoody standing in the doorway.
“There is an urgent matter which requires your attention,” he said. “Immediately.”
“Just as well,” Cressida said, walking toward the door. “I’m done here.” She walked through the doorway, then turned around once she reached the hall, so that Penelope was forced to look at her, perfectly framed in the portal. “I’ll hear from you soon?” she inquired, her voice mild and innocent, as if she were talking about nothing more weighty than an invitation to a party, or perhaps the agenda for a charity meeting.
Penelope gave her a little nod, just to be rid of her.
But it didn’t matter. The front door may have thunked shut, and Cressida might be gone, but Penelope’s troubles weren’t going anywhere.
Chapter 22
Three hours later, Penelope was still in the drawing room, still sitting on the sofa, still staring into space, still trying to figure out how she was going to solve her problems.
Correction: problem, singular.
She had only one problem, but for the size of it, she might as well have had a thousand.
She wasn’t an aggressive person, and she couldn’t remember the last time she had a violent thought, but at that moment, she could have gladly wrung Cressida Twombley’s neck.
She watched the door with a morose sense of fatalism, waiting for her husband to come home, knowing that each ticking second brought her closer to her moment of truth, when she would have to confess everything to him.
He wouldn’t say, I told you so. He would never say such a thing.
But he would be thinking it.
It never occurred to her, not even for a minute, that she might keep this from him. Cressida’s threats weren’t the sort of thing one hid from one’s husband, and besides, she was going to need his help.
She wasn’t certain what she needed to do, but whatever it was, she didn’t know how to do it alone.
But there was one thing she knew for sure—she didn’t want to pay Cressida. There was no way Cressida would be satisfied with ten thousand pounds, not when she thought she could get more. If Penelope capitulated now, she’d be handing money over to Cressida for the rest of her life.
Which meant that in one week’s time, Cressida Twombley would tell all the world that Penelope Featherington Bridgerton was the infamous Lady Whistledown.
Penelope reckoned she had two choices. She could lie, and call Cressida a fool, and hope that everyone believed her; or she could try to find some way to twist Cressida’s revelation to her advantage.
But for the life of her, she didn’t know how.
“Penelope?”
Colin’s voice. She wanted to fling herself into his arms, and at the same time, she could barely bring herself to turn around.
“Penelope?” He sounded concerned now, his footsteps increasing in speed as he crossed the room. “Dunwoody said that Cressida was here.”
He sat next to her and touched her cheek. She turned and saw his face, the corners of his eyes crinkled with worry, his lips, slightly parted as they murmured her name.
And that was when she finally allowed herself to cry.
Funny how she could hold herself together, keep it all inside until she saw him. But now that he was