great plantation down there.” “They are the sort of people who keep gold under the floorboards.” “I think they were probably descended from the buccaneers.” “Oh, my wife’s people? They were slave traders, weren’t they, honey? They all have colored blood.”
Family gossip at the time of the adoption said that Ellie had signed papers for Carlotta Mayfair saying she would never let Rowan discover anything about her true background, and never permit her to return to Louisiana.
Indeed, these papers are part of the official adoption records, being formalized personal agreements between the parties, and involving staggering transfers of money.
During the first year of Rowan’s life, over five million dollars was transferred in successive installments from the account of Carlotta Mayfair in New Orleans to the accounts of Ellie Mayfair in California, in the Bank of America and the Wells Fargo Bank.
Ellie, rich in her own right, through the trust funds left to her from her father Sheffield, and later from her grandfather Cortland (maybe Cortland would have changed this arrangement had there been time, but the paperwork had been done decades before), set up an immense trust fund for her adoptive daughter, Rowan, to which half of this five million was added over the next two years.
The remaining half was transferred, as it came in, directly to Graham Franklin, who invested the money prudently and successfully, largely in real estate (a gold mine in California), and who continued to invest Ellie’s money—regular payments from her trust—in community property and investments over the years. Though he made a very high salary as a successful lawyer, Graham had no family money, and his enormous estate—owned in common with his wife—at the time of his death was the result of his skillful use of her inherited money.
There is considerable evidence that Graham resented his wife, and resented his emotional as well as financial dependence upon her. He could not have possibly supported his life-style—yachts, sports cars, extravagant vacations, a palatial modern house in Tiburon—on his salary. And he funneled enormous sums of Ellie’s money directly out of their joint account into the hands of various mistresses over the years.
Several of these women have told our investigators that Graham was a vain and slightly sadistic man. Yet they found him irresistible, giving up on him only when they realized that he really loved Ellie. It wasn’t just her money. He couldn’t live without her. “He has to get back at her from time to time, and that’s the only reason he cheats.”
Graham once explained to a young airline stewardess whom he subsequently put through college that his wife swallowed him, and that he had to have “something on the side” (meaning a woman) or he was nothing and nobody at all.
When he discovered that Ellie had fatal cancer, he went into a panic. Legal partners and friends have described in detail his “total inability” to deal with Ellie’s sickness. He would not discuss the illness with her; he would not listen to her doctors; he refused to enter her hospital room. He moved his mistress into a Jackson Street apartment right across from his office in San Francisco, and went over to see her as often as three times a day.
He immediately instigated an elaborate scheme to strip Ellie of all the family property—which now amounted to an immense fortune—and was in the process of trying to declare Ellie incompetent so that he could sell the Tiburon house to his mistress when he himself died suddenly—two months before Ellie—from a stroke. Ellie inherited his entire estate.
Graham’s last mistress, Karen Garfield, an exquisite young fashion model from New York, poured out her woes to one of our investigators over cocktails. She had been left with half a million and that was just fine, but she and Graham, had planned a whole life together—“the Virgin Islands, the Riviera, the works.”
Karen herself died of a series of massive heart attacks, the first of which occurred an hour after Karen visited Graham’s house in Tiburon to try to “explain things” to his daughter Rowan. “That bitch! She wouldn’t even let me have his things! All I wanted were a few keepsakes. She said, ‘Get out of my mother’s house.’ ”
Karen lived for two weeks after the visit, long enough to say many unkind things about Rowan, but apparently Karen never connected her sudden and inexplicable cardiac deterioration to her visit. Why should she?
We did make this connection as the following summary will show.
When Ellie died, Rowan told Ellie’s