Hot Money - By Dick Francis Page 0,84

Friday evening. She finished work early in London at 3.30 (corroborated by mailorder people) and drove home. No witness to arrival (Mr Ferdinand was out).

Owing to her Tuesday engagement, Mrs Debs could not have been at Newmarket. Friday, inconclusive.

Mrs Debs drives her own car, a scarlet Lancia. When I inspected it, it was dusty overall, with no sign of contact with Mr Ian.

Mrs Debs appeared undisturbed in the main by my questions and gave the following answers. She says her husband is the only good one in the Pembroke family, the only one with any sense of humour. She says he listens to his mother too much, but she’ll change that in time. She says they’ll be well off one day as long as Mr Ian doesn’t queer their pitch. She said that she was happy enough and is in no hurry to have children. She objected to my asking about such a personal matter.

End of enquiry.

I turned over the page and on the next one found:

Mr Ferdinand Pembroke (32) married to Deborah (2nd wife), lives at Gables Cottage, Reading Road, Wokingham, Berks.

Mr Ferdinand is a statistician/actuary for the Merchant General Insurance Company, head office in Reading, Berks. He works about a third of the time at home, where he has a computer with a link to the one in the insurance company offices. Both he and his company like the arrangement, which means he can do exacting work without constant interruption. In addition, his company arranged for him to go on an anti-fraud course, as they are pleased with his ability.

I visited his office and explained to his boss that Mr Pembroke senior wanted to prove his children couldn’t have been implicated in attacking him. Mr Ferdinand’s boss wanted to be helpful, but in the end couldn’t satisfy me.

Mr F. was not in the office on Friday afternoon, nor on the following Tuesday. On the Friday he’d worked at home, on Tuesday he was on the course.

I checked with the course at the Bingham Business Institute, Cityof London. Mr F. signed in on the first day, Monday, but after that no stringent attendance records were kept. Mr F. couldn’t suggest anyone on the course who knew him well enough to swear he was there on Tuesday. I asked if he had made notes on the lectures. He said he didn’t take any: the Tuesday lectures were about statistical probabilities and how to calculate them; basic stuff which he knew about. I checked this on the course schedule. The Tuesday lectures were as he said.

Mr Ferdinand drives a cream/grey Audi. It was clean when I saw it. Mr F. says he washes it himself with a brush on a hose (he showed it to me) and he does it frequently. He says he likes things to be clean.

Although he was working at home on the Friday afternoon, he was not in when Mrs Debs arrived from London. He says he had finished the job he’d been working on and decided to drive over to Henley and feed the ducks on the Thames. He found it peaceful. He liked the fresh air. He often did it, had done all his life, he said. He didn’t know Mrs Debs was finishing work as early as 3.30 that day, but he said that wouldn’t have stopped him going out. They were independent people and not accountable to each other for every minute.

I stopped reading and lifted my head. It was true that Ferdinand had always been attracted to the ducks. I couldn’t count the number of times we’d walked along the Henley towpath, scattering bread and listening to the rude laughter of the mallards. Malcolm was the one who took us, whenever Alicia started throwing plates. She squawked rather like the ducks, I’d thought, and had had enough sense not to say so.

I went on reading:

Mr Ferdinand is hard working and successful, going to be more so. (My opinion and his boss’s.) He has planning ability and energy. He is physically like his father, stocky and strong. (I remember Mr Pembroke 28 years ago. He threatened to throw me over his car when he found out I’d been following him, and I believed he could do it. Mr Ferdinand is the same.)

Mr F. can be very funny and good company, but his moods change to black disconcertingly fast. He is casual with his wife, not possessive. He is protective of his sister Serena. He is attentive to his mother, Mrs Alicia. He seems

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