Imagine the stress,” he says, “the constant pressure, always knowing that eventually it would all come crashing down but trying to keep it going anyway. I actually wish I’d been caught sooner. I wish they’d caught me back in 1999, that first SEC investigation.”
“And you maintain that no one else knew about the scheme.” Freeman’s voice was carefully neutral. “The account statements, the deception, the wire transfers, that was all you.”
“It was all me,” he says. “I never told a living soul.”
* * *
—
On a different day, Yvette Bertolli circles the recreation yard, walking a little behind and to the right of an elderly mafioso whose name used to inspire terror on the Lower East Side but who now shuffles awkwardly in a slow-motion attempt at jogging. Elsewhere, Olivia and Faisal are speaking with a man Alkaitis doesn’t recognize, a man who is also not a prisoner, presumably also not alive, a middle-aged man in a beautiful gray wool suit.
There were four Ponzi-related suicides that Alkaitis is aware of, four men who lost more than they could bear. Faisal was one of them; is this man another? There was an Australian businessman, if Alkaitis remembers correctly, also a Belgian. Are more ghosts even now approaching FCI Florence Medium 1? He stares at Olivia and is overcome by rage. What right does she have to haunt him? What right do any of them have to haunt him? It isn’t his fault that Faisal chose to do what he did. If he’s to be honest with himself, he supposes Yvette Bertolli’s heart attack was probably Ponzi related, but she should have seen the scheme for what it was and she could’ve gotten out whenever she wanted, just like everyone else, and whatever happened to Olivia can’t possibly be blamed on him, he’s been in prison for years now and she’s only been dead for a month. When Alkaitis thinks about how much money he provided, all the checks he sent out over the years, he feels a hollow rage.
“I’m not saying what I did was right but by any rational analysis I did some good in the world,” he writes to Julie Freeman. “By which I mean I made a lot of money over a period of decades for a lot of people, a lot of charities, many sovereign wealth funds and pension funds, etc., and I know that might seem self-justifying but the numbers are the numbers and if you look at investments vs. returns, most of those people/entities took out far more than they put in and made far more money than if they’d just invested in the stock market and therefore I would suggest that it is inaccurate to refer to them as ‘victims.’ ”
* * *
—
“Well,” he said to Suzanne, in the hospice, “at least now you won’t have to go to prison when the scheme collapses.”
“Think of the savings in legal fees,” she said. They were like that in the last few months, all competitive bluster and stupid bravado, until she stopped talking, after which he stopped talking too and just sat silently by the bed, hour upon hour, holding her hand.
* * *
—
When it did finally collapse, when he was finally trapped, the wrong woman was there with him. Although Vincent impressed him, at the end, despite not being Suzanne. The tableau: His office in Midtown, the last time he was ever in that room. He was sitting behind his desk, Claire crying on the sofa, Harvey staring into space, while Vincent fidgeted around with a coat and shopping bag and then sat and stared at him until he finally had to tell her: “Vincent,” he said, “do you know what a Ponzi scheme is?”
“Yes,” Vincent said.
Claire, from the sofa, still crying: “How do you know what a Ponzi scheme is, Vincent? Did he tell you? Did you know about this? I swear to god, if you knew about this, if he told you…”
“Of course he didn’t tell me,” Vincent said. “I know what a Ponzi scheme is because I’m not a fucking idiot.”
He thought, That’s my girl.
* * *
—
In the counterlife, he walks through a hotel corridor—wide and silent with modernist sconces, the corridor of the hotel on Palm Jumeirah—and takes the stairs this time, walking slowly through the cool air. There’s a potted palm on every landing. The lobby is empty except for Vincent. She’s standing by a fountain, looking into the water. She looks up when he approaches; she’s been waiting for